Personal service at your fingertips.
Access your account online or on-the-go without sacrificing the Incommons Bank touch.
Benefits You’ll Love
- Access and view accounts 24/7
- Transfer funds or make loan payments
- Eliminate paper clutter with eStatements
- Make deposits with just your phone
- Easy to use
- Securely encrypted
- Available 24 hours a day
- Check balances
- Transfer funds
- View transaction history
Bill Pay
More and more people are embracing this new technology and paying their bills electronically. It's securely encrypted and so easy to use! Just designate who you want to pay and how much each month, and we'll take care of the rest.
- Save time and expense
- Easy to use
- Securely encrypted
- Make one-time payments
- Schedule recurring payments
- Set up reminders
- View payment histories
- $7,500.00 per item payment limit
- Free account access on the go
- Available to our online banking users
- Manage accounts with your web-enabled device
- Free app available for Apple and Android devices
- Fast, secure, and easy to use
- Available 24 hours a day
- Check balances
- Transfer funds
- View transaction history
- Pay bills
- Turn your debit card on or off
- And more!
Mobile Deposit
Deposit checks with your smartphone or mobile device. It’s easy — simply use your phone to snap a photo, then send it using our secure software.
- Deposit checks wherever you are
- Available 24/7 even when Incommons Bank is closed
- Access via Mobile Banking app
- Easy to use — as simple as sending a photo
- Encrypted for your financial security, even if your phone is lost or stolen
- Save paper and save the environment
- Fast, free, and easy alternative to paper statements
- Easier to retrieve info when needed
- Reduce chances of fraud and identity theft
- Eliminate clutter
- Easily access past statements
- Ability to download for permanent storage
To add your debit card to your wallet, find and follow the prompts on your smartphone.
Available on:
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Certificates of Deposit
| Account Type | Minimum Deposit | Compounding | Rate | APY |
|---|---|---|---|---|
| Six Month | $2,500.00 | At Maturity | 3.50% | 3.53% |
| One Year | $1,000.00 | Monthly | 3.00% | 3.04% |
| Eighteen Month | $1,000.00 | Monthly | 3.00% | 3.04% |
| Two Years | $1,000.00 | Monthly | 2.50% | 2.53% |
| Three Years | $1,000.00 | Quarterly | 0.95% | 0.95% |
| Four Years | $1,000.00 | Quarterly | 0.85% | 0.85% |
| Five Years | $1,000.00 | Quarterly | 0.75% | 0.75% |
Penalty for early withdrawal may apply.
Deposit Accounts
| Account Type | Minimum Deposit | Compounding | Rate | APY |
|---|---|---|---|---|
| Savings | $100 | Quarterly | 0.25% | 0.25% |
| Interest Checking | $50 | Monthly | 0.20% | 0.20% |
| Business Interest Checking | $50 | Monthly | 0.20% | 0.20% |
These accounts bear interest under a variable rate, which can be changed at any time. Changes in the rate will be posted in the Bank's lobby.
Health Savings Account
| Account Type | Minimum Deposit | Compounding | Rate | APY |
|---|---|---|---|---|
| Health Savings Account (HSA) | $100.00 | Monthly | 0.01% | 0.01% |
Minimum balance fees could reduce interest earnings.
Individual Retirement Accounts
| Account Type | Minimum Deposit | Compounding | Rate | APY |
|---|---|---|---|---|
| Twelve Month IRA | $500.00 | Monthly | 3.00% | 3.04% |
| Eighteen Month IRA | $500.00 | Monthly | 3.00% | 3.04% |
| Twenty-Four Month IRA | $500.00 | Monthly | 2.50% | 2.53% |
Some of the accounts listed may require a minimum daily balance and/or impose a penalty for early withdrawal.
Contact a new account representative for further information about applicable fees and terms.
Kasasa Cash*
| Balance | Minimum Deposit | Rate | APY |
|---|---|---|---|
| $0 - $10,000.00 | $50 | 4.889% | 5.00% |
| $10,000.01 + | $50 | 0.499% | 5.00% - 0.95% |
| All balances if qualifications not met | $50 | 0.05% | 0.05% |
Qualifications
In order to receive the rewards, simply do the following each monthly qualification cycle:
- Have at least 15 debit card purchases (excluding ATM) post to and settle each cycle (This means using your debit card for all your typical everyday expenditures).
- Be enrolled and receive e-statement notice
If you don't meet the qualifications, don't worry. There is no penalty and you still have a free checking account that earns our base rate of interest. Plus, you can get back to earning huge interest and receiving nationwide ATM fee refunds the very next qualification cycle!
Kasasa Saver*
| Balance | Minimum Deposit | Rate | APY |
|---|---|---|---|
| $0 - $100,000.00 | $100 | 1.499% | 1.50% |
| $100,000.01 + | $100 | 0.499% | 1.50% - 1.00% |
| All balances if qualifications not met | $100 | 0.05% | 0.05% |
Qualifications
It's easy to qualify — and qualifying for the Kasasa Cash rewards automatically qualifies you for the Kasasa Saver reward rate too. Simply do the following each monthly qualification cycle:
- Have at least 15 debit card purchases post and settle (to your Kasasa Cash account)
- Be enrolled and receive e-statement notice
If you don't qualify one month, don't worry! Both accounts still earn our base interest rate. And you can get back to earning the full rewards the next month you qualify.